Determinan Profitabilitas PT. BPR BANK BAPAS 69
DOI:
https://doi.org/10.31949/entrepreneur.v4i1.2224Abstrak
Penelitian ini bertujuan untuk mengetahui dan menganalisis profitabilitas pada PT. BPR BANK BAPAS 69. Metode yang digunakan dalam penelitian ini adalah analisis regresi linier berganda dengan Stata 16.0. Data yang digunakan adalah data sekunder dari website PT. BPR BANK BAPAS 69 selama periode 2016-2020. Berdasarkan hasil penelitian diketahui bahwa CAR, NPL, dan LDR sebagai variabel independen berpengaruh signifikan terhadap ROA sebagai variabel dependen dengan nilai signifikansi sebesar 0,0447. Berdasarkan hasil pengujian hipotesis, ditemukan bahwa variabel CAR dan LDR berpengaruh negatif dan tidak signifikan terhadap ROA. Variabel NPL berpengaruh negatif dan signifikan terhadap ROA. Dari ketiga variabel bebas tersebut, NPL memiliki pengaruh terbesar terhadap ROA dengan nilai koefisien sebesar -2,892877.
Kata Kunci:
Profitabilty, Capital Adequacy Ratio, Non Performing Loan, Loan to Deposit Ratio, BanksUnduhan
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