Jalaludin, Jalaludin, et al. “The Influence of Income and Consumptive Lifestyle on Interest in Using Shopee Paylater in Gen Z”. Maro: Jurnal Ekonomi Syariah Dan Bisnis, vol. 8, no. 2, Nov. 2025, pp. 241-57, doi:10.31949/maro.v8i2.16185.