LESTARI, Ayu Gumilang; LAYAMAN; NOVANDI, Dendy. Islamic Fintech Opportunities and Challenges in Advancing Financial Inclusion Among Muslim Communities in Indonesia. Maro: Jurnal Ekonomi Syariah dan Bisnis, [S. l.], v. 9, n. 1, p. 152–166, 2026. DOI: 10.31949/maro.v9i1.18980. Disponível em: https://www.ejournal.unma.ac.id/index.php/maro/article/view/18980. Acesso em: 19 jul. 2026.